CITIZENS & NORTHERN CORP 13F Holdings

CIK 0000810958 · Wellsboro, PA

As of Sep 30, 2025, CITIZENS & NORTHERN CORP reported 121 positions worth $403.5M in its SEC Form 13F filing.

Top 25 holdings

SecurityTickerSectorSharesValue% of portfolio
VANGUARD RUSSELL 1000 GROWTH INDEX FUNDVONG—396,768$47.8M11.85%
ISHARES NORTH AMERICAN NATURAL RESOURCES ETFIGE—495,504$24.3M6.02%
ISHARES CORE MSCI EMERGING MARKETS ETFIEMG—356,787$23.5M5.83%
FIDELITY MSCI REAL ESTATE INDEX ETFFREL—822,330$22.9M5.67%
ISHARES CORE S&P MID-CAP ETFIJH—258,315 6.9M4.18%
NVIDIA CORPNVDATechnology88,031 6.4M4.07%
MICROSOFT CORPMSFTTechnology31,231 6.2M4.01%
APPLE INCAAPLTechnology57,868 4.7M3.65%
SS SPDR P S&P 400 MIDCAP ETFSPMD—232,382 3.3M3.29%
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETFEMB—130,662 2.4M3.08%
ALPHABET INCGOOGEquity45,184 1.0M2.73%
DIMENSIONAL US CORE EQUITY 2 ETFDFAC—232,401$9.0M2.22%
AMAZON.COM INCAMZNEquity39,998$8.8M2.18%
JPMORGAN CHASE & COJPMFinancial Services24,674$7.8M1.93%
CITIZENS FINL SVCS INCCZFSFinancial Services117,081$7.1M1.75%
META PLATFORMS INCMETACommunication Services8,713$6.4M1.59%
CITIZENS & NORTHERN CORPCZNCFinancial Services321,089$6.4M1.58%
MASTERCARD INCMAFinancial Services8,176$4.7M1.15%
COSTCO WHOLESALE CORPCOSTConsumer Defensive4,594$4.3M1.05%
ORACLE CORPORCLTechnology14,484$4.1M1.01%
AVANTIS INTERNATIONAL EQUITY ETFAVDEEquity51,058$4.0M1.00%
ISHARES MBS ETFMBB—34,380$3.3M0.81%
EXXON MOBIL CORPXOMEnergy27,555$3.1M0.77%
ABBOTT LABORATORIESABTHealthcare21,875$2.9M0.73%
PROCTER & GAMBLE COPGConsumer Defensive18,756$2.9M0.71%